
First-Time Home Buyer Programs in Ontario: Complete 2026 Guide
Learn about the FHSA, RRSP Home Buyers Plan, Ontario land transfer tax rebate, and other programs available to first-time buyers in Toronto, Mississauga, Brampton, and across Ontario.

Expert mortgage insights, Ontario market updates, and homebuying tips from Lez Gomez. Empowering informed decisions for families across Ontario.

With the Bank of Canada adjusting rates, Ontario home buyers and homeowners need to stay informed. Lez Gomez breaks down what to expect for mortgage rates in 2026 and how it affects buyers in Toronto, Mississauga, Hamilton, Ottawa, and across Ontario.

Learn about the FHSA, RRSP Home Buyers Plan, Ontario land transfer tax rebate, and other programs available to first-time buyers in Toronto, Mississauga, Brampton, and across Ontario.

Lez Gomez explains when refinancing makes sense, how to calculate break-even, and what Ontario homeowners in Whitby, Ajax, Pickering, Oshawa, and the GTA should consider.

When banks say no, private lenders can help. Lez Gomez explains private mortgage rates, terms, and when this option makes sense for Ontario borrowers.

Self-employed borrowers face unique challenges. Learn how Lez Gomez helps business owners in Toronto, Mississauga, Vaughan, and across Ontario qualify for competitive rates.

A detailed guide to Ontario and Toronto land transfer tax brackets, first-time buyer rebates, and how to calculate your costs when buying in any Ontario city.

High-interest debt dragging you down? Lez Gomez explains how Ontario homeowners can consolidate credit cards, loans, and other debts into a lower-rate mortgage.
Skip the research. Lez Gomez gives you personalized answers to your Ontario mortgage questions for free.