Ontario mortgage blog
Insights & Education

Mortgage Blog

Expert mortgage insights, Ontario market updates, and homebuying tips from Lez Gomez. Empowering informed decisions for families across Ontario.

2026 Ontario Mortgage Rate Forecast: What Lez Gomez Expects
Market Update
February 2026 8 min read

2026 Ontario Mortgage Rate Forecast: What Lez Gomez Expects

With the Bank of Canada adjusting rates, Ontario home buyers and homeowners need to stay informed. Lez Gomez breaks down what to expect for mortgage rates in 2026 and how it affects buyers in Toronto, Mississauga, Hamilton, Ottawa, and across Ontario.

First-Time Home Buyer Programs in Ontario: Complete 2026 Guide
First-Time Buyers
January 2026 6 min read

First-Time Home Buyer Programs in Ontario: Complete 2026 Guide

Learn about the FHSA, RRSP Home Buyers Plan, Ontario land transfer tax rebate, and other programs available to first-time buyers in Toronto, Mississauga, Brampton, and across Ontario.

Should You Refinance Your Ontario Mortgage in 2026?
Refinancing
January 2026 5 min read

Should You Refinance Your Ontario Mortgage in 2026?

Lez Gomez explains when refinancing makes sense, how to calculate break-even, and what Ontario homeowners in Whitby, Ajax, Pickering, Oshawa, and the GTA should consider.

Private Mortgages in Ontario: Everything You Need to Know
Private Mortgages
December 2025 7 min read

Private Mortgages in Ontario: Everything You Need to Know

When banks say no, private lenders can help. Lez Gomez explains private mortgage rates, terms, and when this option makes sense for Ontario borrowers.

How Self-Employed Canadians Get Approved for Mortgages
Self-Employed
December 2025 6 min read

How Self-Employed Canadians Get Approved for Mortgages

Self-employed borrowers face unique challenges. Learn how Lez Gomez helps business owners in Toronto, Mississauga, Vaughan, and across Ontario qualify for competitive rates.

Understanding Ontario Land Transfer Tax: A Complete Breakdown
Buying Tips
November 2025 5 min read

Understanding Ontario Land Transfer Tax: A Complete Breakdown

A detailed guide to Ontario and Toronto land transfer tax brackets, first-time buyer rebates, and how to calculate your costs when buying in any Ontario city.

Debt Consolidation Through Your Mortgage: Is It Right for You?
Debt Solutions
November 2025 5 min read

Debt Consolidation Through Your Mortgage: Is It Right for You?

High-interest debt dragging you down? Lez Gomez explains how Ontario homeowners can consolidate credit cards, loans, and other debts into a lower-rate mortgage.

Need Mortgage Advice?

Skip the research. Lez Gomez gives you personalized answers to your Ontario mortgage questions for free.

Contact Us