Reverse Mortgages
Unlock Your Home Equity Tax-Free
Lez Gomez helps Ontario seniors aged 55+ access the equity in their homes with no monthly mortgage payments required. Whether you're in Toronto, Ottawa, Mississauga, Hamilton, or anywhere in Ontario, unlock your home's value to enjoy financial freedom in retirement without selling or downsizing.
Benefits of Working With Us
Lez Gomez provides expert mortgage solutions tailored to your unique situation across Ontario.
Stay in Your Home
Continue living in the home you love while accessing up to 55% of your home equity. Lez Gomez helps Ontario seniors in Toronto, Whitby, Ottawa, Hamilton, and across the province stay in their homes without selling or downsizing.
No Monthly Payments
Unlike traditional mortgages, reverse mortgages arranged through Lez Gomez require no monthly payments. The loan is repaid only when you sell your home or move out. Enjoy stress-free retirement finances across Ontario.
Tax-Free Cash
Funds from a reverse mortgage are completely tax-free in Canada. Lez Gomez helps Ontario homeowners use the money for home renovations, healthcare expenses, travel, gifting to family, or supplementing retirement income.
Maintain Full Ownership
You always retain full ownership and title of your Ontario home. Lez Gomez ensures your home remains yours throughout the entire reverse mortgage term. Your estate inherits any remaining equity.
Flexible Access Options
Receive your funds as a lump sum, scheduled advances, or a combination. Lez Gomez tailors the reverse mortgage to match your specific financial needs in Mississauga, Brampton, Barrie, Kingston, or anywhere in Ontario.
CHIP Reverse Mortgage Expert
As an Ontario-licensed mortgage agent, Lez Gomez specializes in the CHIP Reverse Mortgage by HomeEquity Bank - Canada's leading reverse mortgage provider. Access competitive rates and trusted service across all Ontario communities.
Your Path to Approval
Lez Gomez makes the mortgage process seamless from application to closing.
Free Consultation with Lez Gomez
Schedule a no-obligation call to discuss your situation and determine if a reverse mortgage is right for you. Lez Gomez provides honest advice to Ontario seniors.
Application & Home Appraisal
Lez Gomez handles your reverse mortgage application and arranges a professional home appraisal at no cost to you. We manage all paperwork for your Ontario property.
Approval & Legal Review
Once approved, you must receive independent legal advice as required by Canadian law. Lez Gomez connects you with trusted Ontario real estate lawyers.
Receive Your Tax-Free Funds
After closing, your tax-free funds are deposited directly into your bank account. No monthly payments required. Enjoy your retirement across Ontario.
Do You Qualify?
Lez Gomez works with 50+ lenders across Ontario to find solutions even when banks say no. Here are the typical requirements:
Canadian homeowner aged 55 or older (both applicants if applying jointly)
Own a home in Ontario that serves as your primary residence
Property must be a single-family home, condo, or townhouse in Ontario
Home should be in reasonable condition and well-maintained
All existing mortgages or liens on the property must be paid off at closing (can use reverse mortgage funds)
Must receive independent legal advice before completing the reverse mortgage
No income or credit score requirements - Lez Gomez confirms your eligibility
Available across every Ontario city from Toronto and Ottawa to Thunder Bay and Kenora
Ready to Get Started?
Speak with Lez Gomez today for a free consultation and personalized mortgage solution.
Common Questions
Who qualifies for a reverse mortgage in Ontario?
How much can I borrow with a reverse mortgage through Lez Gomez?
Do I still own my home with a reverse mortgage?
When does the reverse mortgage need to be repaid?
Are reverse mortgage funds taxable in Ontario?
What are the interest rates for reverse mortgages in Ontario?
Lez Gomez: Ontario's Trusted Reverse Mortgage Agent for Seniors 55+
Lez Gomez is one of Ontario's most experienced mortgage agents helping seniors aged 55 and older access the equity in their homes through reverse mortgages. With access to the CHIP Reverse Mortgage by HomeEquity Bank, Lez Gomez helps homeowners across Toronto, Mississauga, Brampton, Hamilton, Ottawa, Whitby, Oshawa, Ajax, Pickering, Barrie, London, Kingston, Kitchener, Waterloo, Cambridge, Guelph, St. Catharines, Niagara Falls, Windsor, Sudbury, Thunder Bay, and every community in Ontario unlock their home equity tax-free. Whether you need funds for home renovations, healthcare expenses, travel, gifting to grandchildren, or supplementing your retirement income, Lez Gomez provides personalized reverse mortgage solutions with no monthly payments required.
Ontario seniors considering a reverse mortgage can trust Lez Gomez to provide honest, transparent advice. With a 5-star Google rating and over 15 years of experience, Lez Gomez has helped countless Ontario homeowners in Durham Region, York Region, Peel Region, Halton Region, Niagara Region, and beyond access their home equity without selling. The CHIP Reverse Mortgage allows you to access up to 55% of your home's value as a lump sum or scheduled payments - all completely tax-free. Lez Gomez handles every detail from application to closing, including coordinating independent legal advice as required by Canadian law. Contact Lez Gomez today at 416-723-1313 for a free, no-obligation reverse mortgage consultation.
Lez Gomez Serves All of Ontario
As a licensed Ontario mortgage agent, Lez Gomez provides reverse mortgages services across every city and town in the province:
Greater Toronto Area
Hamilton, Niagara & Southwestern Ontario
Eastern Ontario
Central & Northern Ontario
All Other Ontario Communities
Other Mortgage Solutions by Lez Gomez
Ready to Secure Your Mortgage?
Lez Gomez is ready to help you find the perfect mortgage solution. Get a free consultation today.