Debt Consolidation
Eliminate High-Interest Debt
Drowning in credit card debt, car loans, and lines of credit? Lez Gomez helps Ontario homeowners consolidate all high-interest debt into one low-rate mortgage payment. Save thousands annually and regain financial freedom across Toronto, Mississauga, Hamilton, Ottawa, and every Ontario community.
Benefits of Working With Us
Lez Gomez provides expert mortgage solutions tailored to your unique situation across Ontario.
Slash Your Interest Rate
Replace 19-29% credit card rates with mortgage rates as low as 4-6%. Lez Gomez has saved Ontario families in Toronto, Mississauga, Brampton, and across the province an average of $800+ per month through strategic debt consolidation.
One Simple Payment
Combine credit cards, car loans, personal loans, and lines of credit into a single monthly mortgage payment. Lez Gomez simplifies your finances for homeowners in Hamilton, Ottawa, Barrie, Kitchener, and across Ontario.
Custom Financial Analysis
Lez Gomez provides a detailed cost-benefit analysis showing your exact savings. We calculate the true cost of consolidation including any penalties, fees, and amortization impact for every Ontario client.
Protect Your Credit Score
Consolidating debt through your mortgage prevents missed payments and credit damage. Lez Gomez helps Ontario homeowners in Vaughan, Oakville, Markham, and province-wide get back on track financially.
Access Up to 80% LTV
Use your Ontario home's equity to pay off all consumer debt. Lez Gomez works with lenders offering up to 80% loan-to-value refinances, maximizing the debt you can consolidate.
All Debt Types Welcome
Credit cards, lines of credit, car loans, student debt, CRA tax debt, collection accounts - Lez Gomez consolidates it all into your mortgage for Ontario homeowners with any debt profile.
Your Path to Approval
Lez Gomez makes the mortgage process seamless from application to closing.
Debt Assessment
Call Lez Gomez at 416-723-1313. We review all your debts, interest rates, and monthly payments to create a comprehensive consolidation strategy for your Ontario situation.
Solution Design
Lez Gomez calculates your exact savings and presents the best consolidation options from 50+ lenders. We show you the numbers so you can make an informed decision.
Mortgage Refinance
We handle your refinance application, coordinate appraisals, and manage all lender conditions. Lez Gomez makes the process seamless for Ontario homeowners.
Debt Freedom
Your new mortgage pays off all consolidated debts at closing. Enjoy one lower payment and start building wealth instead of paying interest. Lez Gomez celebrates your financial fresh start.
Do You Qualify?
Lez Gomez works with 50+ lenders across Ontario to find solutions even when banks say no. Here are the typical requirements:
Own a home in Ontario with sufficient equity to cover existing debts
Current on your mortgage payments (or close to current)
Total debt consolidation amount within 80% LTV of your property
Income sufficient to support the new consolidated mortgage payment
Lez Gomez works with credit scores from 500+ through various lender programs
Property located anywhere in Ontario - all communities served
Even if your bank said no, Lez Gomez has alternative solutions
Open to A-lenders, B-lenders, credit unions, and private options
Ready to Get Started?
Speak with Lez Gomez today for a free consultation and personalized mortgage solution.
Common Questions
How much can I save with debt consolidation through Lez Gomez?
Will debt consolidation affect my mortgage terms?
Can I consolidate debt with bad credit in Ontario?
What debts can be consolidated into my Ontario mortgage?
Is there a minimum amount of debt to consolidate?
Lez Gomez: Ontario's Debt Consolidation Mortgage Specialist
Lez Gomez has helped thousands of Ontario homeowners escape the cycle of high-interest consumer debt through strategic mortgage consolidation. As a FSRA-licensed mortgage agent with 15+ years of experience and access to 50+ lenders, Lez Gomez provides expert debt consolidation services across every Ontario community - from Toronto, Mississauga, and Brampton to Hamilton, Ottawa, Kingston, Barrie, Kitchener-Waterloo, London, Windsor, and beyond. Our approach combines thorough financial analysis with aggressive lender negotiation to maximize your monthly savings and accelerate your path to debt freedom.
High-interest consumer debt is one of the biggest obstacles to financial wellness for Ontario families. Credit card rates averaging 19-22%, personal loan rates of 8-15%, and car loan rates of 6-10% drain thousands of dollars annually that could be building wealth. Lez Gomez converts these expensive obligations into mortgage debt at rates as low as 4-6%, dramatically reducing your monthly outflow. We serve homeowners across the entire province including Vaughan, Richmond Hill, Markham, Oakville, Burlington, Milton, Ajax, Pickering, Whitby, Oshawa, Newmarket, Aurora, Peterborough, Guelph, Cambridge, Waterloo, Brantford, St. Catharines, Niagara Falls, Sudbury, Thunder Bay, and every community in between. Contact Lez Gomez at 416-723-1313 for your free debt consolidation consultation.
Lez Gomez Serves All of Ontario
As a licensed Ontario mortgage agent, Lez Gomez provides debt consolidation services across every city and town in the province:
Greater Toronto Area
Hamilton, Niagara & Southwestern Ontario
Eastern Ontario
Central & Northern Ontario
All Other Ontario Communities
Other Mortgage Solutions by Lez Gomez
Ready to Secure Your Mortgage?
Lez Gomez is ready to help you find the perfect mortgage solution. Get a free consultation today.