Construction Mortgages
Build Your Dream Home in Ontario
Lez Gomez secures construction mortgage financing for custom builds, major renovations, and new developments across Ontario. Whether you're building in Toronto, Muskoka, Ottawa, or anywhere in the province, access competitive progress draw mortgages with expert guidance from application through completion.
Benefits of Working With Us
Lez Gomez provides expert mortgage solutions tailored to your unique situation across Ontario.
Custom Build Financing
Whether you're building a custom home in Toronto, a lakefront cottage in Muskoka, or a new development in Ottawa, Lez Gomez arranges tailored construction mortgage financing across every Ontario community.
Progress Draw Schedule
Construction mortgages through Lez Gomez release funds in stages as your build progresses. The draw schedule aligns with your contractor's milestones - foundation, framing, roofing, interior, and completion across Ontario.
Builder & Contractor Support
Lez Gomez works directly with your builder to ensure all documentation meets lender requirements. From blueprints to building permits, every detail is handled for Ontario municipalities from Toronto to Thunder Bay.
Renovation Mortgages
Major renovation projects across Ontario qualify for construction-style financing. Lez Gomez helps you finance additions, gut renovations, and conversion projects in Mississauga, Hamilton, Barrie, and beyond.
Land + Build Packages
Buying vacant land and building from scratch? Lez Gomez arranges combined land acquisition and construction financing in Ontario, simplifying the process into one streamlined mortgage solution.
Multi-Unit Construction
Investors building multi-unit residential properties across Ontario benefit from Lez Gomez's expertise in construction financing for duplexes, triplexes, and small apartment buildings in Toronto, Ottawa, Hamilton, and beyond.
Your Path to Approval
Lez Gomez makes the mortgage process seamless from application to closing.
Project Consultation
Meet with Lez Gomez to review your construction plans, budget, timeline, and financing needs. We assess your full Ontario build project before matching you with the right lender.
Lender Matching
Lez Gomez matches your project with the right construction mortgage lender from 50+ partners, securing competitive rates and favourable draw schedules for your Ontario build.
Approval & Draw Setup
Once approved, the progress draw schedule is established. Lez Gomez coordinates with your builder and the lender's appraiser at each construction stage across Ontario.
Completion & Conversion
Upon project completion, Lez Gomez converts your construction mortgage into a standard residential mortgage with the best available rates in Ontario.
Do You Qualify?
Lez Gomez works with 50+ lenders across Ontario to find solutions even when banks say no. Here are the typical requirements:
Canadian citizen or permanent resident building in Ontario
Minimum 20-25% down payment based on total project cost (land + construction)
Approved building plans and blueprints for your Ontario property
Valid building permits from the local Ontario municipality
Licensed and insured builder or general contractor
Detailed cost breakdown and construction timeline
Proof of income to support the construction mortgage - Lez Gomez works with all income types
Available for builds in every Ontario community from the GTA to Northern Ontario
Ready to Get Started?
Speak with Lez Gomez today for a free consultation and personalized mortgage solution.
Common Questions
How does a construction mortgage work in Ontario?
What down payment is needed for a construction mortgage?
Can I finance both the land purchase and construction?
What documents do I need for a construction mortgage through Lez Gomez?
What happens when construction is complete?
Can I be my own builder on a construction mortgage in Ontario?
Lez Gomez: Ontario's Expert Construction Mortgage Agent
Lez Gomez is Ontario's go-to mortgage agent for construction financing, helping builders and homeowners across Toronto, Mississauga, Brampton, Hamilton, Ottawa, Barrie, Muskoka, Kingston, London, Kitchener, Waterloo, Cambridge, Guelph, St. Catharines, Niagara, Windsor, Sudbury, Thunder Bay, and every Ontario community secure competitive construction mortgage rates. With access to 50+ lenders and specialized expertise in progress draw mortgages, Lez Gomez handles every aspect of construction financing from initial consultation through project completion and mortgage conversion. Whether you're building a custom dream home, a lakefront cottage, a multi-unit investment property, or completing a major renovation, Lez Gomez provides the construction mortgage expertise Ontario builders trust.
Construction mortgages in Ontario require specialized knowledge of builder requirements, progress draw schedules, appraisal processes, and municipal building regulations across communities from Toronto and the GTA to Northern Ontario. Lez Gomez brings over 15 years of mortgage experience and a network of trusted builders, appraisers, and real estate lawyers to ensure your construction project is financed properly. From land acquisition and combined land-build packages to renovation mortgages and multi-unit construction financing, Lez Gomez offers comprehensive construction mortgage solutions. Contact Lez Gomez today at 416-723-1313 to discuss your Ontario construction project and get pre-approved for competitive construction mortgage financing.
Lez Gomez Serves All of Ontario
As a licensed Ontario mortgage agent, Lez Gomez provides construction mortgages services across every city and town in the province:
Greater Toronto Area
Hamilton, Niagara & Southwestern Ontario
Eastern Ontario
Central & Northern Ontario
All Other Ontario Communities
Other Mortgage Solutions by Lez Gomez
Ready to Secure Your Mortgage?
Lez Gomez is ready to help you find the perfect mortgage solution. Get a free consultation today.