Private Mortgages
Flexible Private Financing
When traditional banks say no, Lez Gomez says yes. Our private mortgage solutions offer Ontario homeowners fast, flexible financing with competitive rates. Whether you need short-term funding, have credit challenges, or require urgency, Lez Gomez connects you with trusted private lenders across Toronto, Mississauga, Hamilton, Ottawa, and all of Ontario.
Benefits of Working With Us
Lez Gomez provides expert mortgage solutions tailored to your unique situation across Ontario.
Lightning-Fast Approvals
Private mortgages through Lez Gomez can be approved in as little as 24 hours. When you need emergency financing in Toronto, Mississauga, Hamilton, or anywhere in Ontario, speed matters - and Lez Gomez delivers.
Flexible Qualification
Private lenders focus on property equity, not just credit scores or income documentation. Lez Gomez secures private mortgages for Ontario clients with bruised credit, self-employed income, or unconventional financial situations.
Lowest Private Rates
Lez Gomez has cultivated relationships with 100+ private lenders across Ontario, allowing us to negotiate the most competitive private mortgage rates in the industry. Our volume gives you leverage.
Custom Term Options
Choose from 6-month, 1-year, 2-year, or customized terms. Lez Gomez structures private mortgages to match your timeline whether you're in Brampton, Vaughan, Barrie, Kitchener, or any Ontario community.
Minimal Documentation
Private mortgages require far less paperwork than traditional lending. Lez Gomez streamlines the process for Ontario property owners, often requiring just proof of property ownership and a basic application.
Exit Strategy Planning
Lez Gomez doesn't just arrange your private mortgage - we plan your exit. We create a clear path to transition from private to institutional lending, saving you money long-term across Ontario.
Your Path to Approval
Lez Gomez makes the mortgage process seamless from application to closing.
Urgent Assessment
Call Lez Gomez at 416-723-1313 for an immediate assessment. We evaluate your property, situation, and timeline to determine the best private mortgage solution for your Ontario needs.
Lender Matching
Lez Gomez matches you with the ideal private lender from our network of 100+ across Ontario. We negotiate the lowest rate and best terms available for your specific situation.
Fast Underwriting
Private lender reviews your property appraisal and basic documentation. Lez Gomez manages the entire process, often securing approval within 24-48 hours for Ontario property owners.
Quick Closing
Funds can be available in as little as 3-7 business days. Lez Gomez coordinates with lawyers and ensures a seamless closing for your private mortgage anywhere in Ontario.
Do You Qualify?
Lez Gomez works with 50+ lenders across Ontario to find solutions even when banks say no. Here are the typical requirements:
Own property in Ontario with sufficient equity (typically 10-25% minimum)
Property types: residential, multi-family, commercial, land, construction
Any credit score - private lenders focus primarily on property equity
Self-employed, irregular income, or non-traditional income sources welcome
Bankruptcies, consumer proposals, and CRA liens can be accommodated
Power of sale and foreclosure rescue situations
Properties in any Ontario city, town, or rural community
Lez Gomez arranges 1st, 2nd, and 3rd position private mortgages
Ready to Get Started?
Speak with Lez Gomez today for a free consultation and personalized mortgage solution.
Common Questions
What is a private mortgage and how does Lez Gomez arrange them?
What are the interest rates for private mortgages in Ontario?
How quickly can Lez Gomez arrange a private mortgage?
Can I get a private mortgage with bad credit in Ontario?
What is the exit strategy for a private mortgage?
Lez Gomez: Ontario's Leading Private Mortgage Agent
Lez Gomez is Ontario's most trusted private mortgage specialist with access to over 100 private lenders across the province. When banks, credit unions, and traditional lenders decline your application, Lez Gomez provides fast, flexible private mortgage solutions backed by your Ontario property's equity. Our private lending network serves every community in Ontario - from downtown Toronto condos and Mississauga detached homes to rural properties in Muskoka, agricultural land in southwestern Ontario, and commercial properties in Ottawa, Hamilton, and beyond. As a FSRA-licensed mortgage agent with a 5-star rating and 15+ years of experience, Lez Gomez has earned a reputation for securing the lowest private mortgage rates in Ontario through volume-based relationships and expert negotiation.
Private mortgages serve a critical role in Ontario's lending ecosystem. They provide bridge financing for time-sensitive transactions, rescue homeowners facing power of sale, fund construction and renovation projects, accommodate self-employed borrowers with non-traditional income documentation, and help individuals rebuild credit after financial setbacks. Lez Gomez specializes in all private mortgage scenarios across Ontario including first mortgages, second mortgages, third mortgages, blanket mortgages, and construction draws. We serve clients in Brampton, Vaughan, Richmond Hill, Markham, Oakville, Burlington, Milton, Ajax, Pickering, Whitby, Oshawa, Barrie, Kitchener, Waterloo, Cambridge, Guelph, London, Kingston, Peterborough, St. Catharines, Niagara Falls, Brantford, Sudbury, Thunder Bay, and every Ontario community. Call Lez Gomez at 416-723-1313 for your free private mortgage consultation.
Lez Gomez Serves All of Ontario
As a licensed Ontario mortgage agent, Lez Gomez provides private mortgages services across every city and town in the province:
Greater Toronto Area
Hamilton, Niagara & Southwestern Ontario
Eastern Ontario
Central & Northern Ontario
All Other Ontario Communities
Other Mortgage Solutions by Lez Gomez
Ready to Secure Your Mortgage?
Lez Gomez is ready to help you find the perfect mortgage solution. Get a free consultation today.